{"id":3096,"date":"2019-09-04T14:22:39","date_gmt":"2019-09-04T14:22:39","guid":{"rendered":"https:\/\/turnberry.co.za\/2023\/?page_id=3096"},"modified":"2026-09-30T13:44:49","modified_gmt":"2026-09-30T13:44:49","slug":"launch","status":"publish","type":"page","link":"https:\/\/turnberry.co.za\/2027\/launch\/","title":{"rendered":"Launch"},"content":{"rendered":"

Monthly premium: R185 per family for under 65yrs<\/strong><\/span>
\nMonthly premium: R320 per family for 65yrs+<\/strong><\/span><\/p>\n

This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.<\/span><\/strong><\/p>\n

Download Brochure 2026<\/a> | Comparison Table<\/a> | Product Summary<\/a><\/span><\/strong><\/p>\n<\/div>

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Monthly premium: R191 per family for under 65yrs<\/strong><\/span>
\nMonthly premium: R330 per family for 65yrs+<\/strong><\/span><\/p>\n

This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.<\/span><\/strong><\/p>\n

Download Brochure 2027<\/a> | Comparison Table<\/a> | Product Summary<\/a><\/span><\/strong><\/p>\n<\/div>

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Increase in the OAL (Overall Annual Limit) \u2013 effective 1st April 2025<\/strong><\/span>
\nNational Treasury annually publishes new limits under the Demarcation Regulations. As of 1 April 2025, the limit for medical expense shortfall (Gap) policies has been increased from R210,580.06 to R219,845.96.\u00a0 Turnberry has increased the overall annual limit on all policies we administer with these benefits, with effect from 1 April 2025. Our clients automatically qualify for the adjusted overall annual limit.<\/span><\/p>\n<\/div>\n

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Benefits<\/h2><\/div>\n
\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\n<\/td>\nLaunch 2026<\/td>\nLaunch 2027<\/td>\n<\/tr>\n
<\/td>\n<\/td>\nMonthly premium: R185 per family for under 65yrs Monthly premium: R320 per family for 65yrs+<\/em><\/td>\nMonthly premium: R191 per family for under 65yrs Monthly premium: R330 per family for 65yrs+<\/em><\/td>\n<\/tr>\n
In-hospital benefits<\/td>\nMedical Expense Shortfall Cover<\/span><\/td>\nIncreases the Medical Aid rate up to 350%. Subject to OAL<\/td>\nIncreases the Medical Aid rate up to 350%. Subject to OAL<\/td>\n<\/tr>\n
Co-Payment Cover<\/span><\/td>\nR4400<\/strong> per admission. Limited to 1 claim per family per annum. Subject to the Overall Annual Limit<\/td>\nR5000<\/strong> per admission. Limited to 1 claim per family per annum. Subject to the Overall Annual Limit<\/td>\n<\/tr>\n
Out-of-hospital benefits<\/td>\nCasualty Benefit for Accidents<\/span><\/td>\nR7000<\/strong> per event per insured. Subject to OAL<\/td>\nR8500<\/strong> per event per insured. Subject to OAL<\/td>\n<\/tr>\n
Added benefits<\/td>\nMedical Scheme Contribution Waiver<\/span><\/td>\nUp to R8200 per month for 6 months; in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme Contribution Payer<\/td>\nUp to R9000 per month for 6 months; in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme Contribution Payer<\/td>\n<\/tr>\n
Gap Premium Waiver<\/span><\/td>\nPays the premium for your policy for 12 months in the event of death or permanent and total disability as a result of an accident, of the Medical Contribution Payer<\/td>\nPays the premium for your policy for 12 months in the event of death or permanent and total disability as a result of an accident, of the Contribution Payer<\/td>\n<\/tr>\n
International Travel Cover<\/span><\/td>\nR5 million per insured (notification of travel required 48 hrs prior to departure)<\/td>\nR5 million per insured (notification of travel required 48 hrs prior to departure)<\/td>\n<\/tr>\n
In-Hospital Dental Cover<\/td>\nMedical Expense Shortfall Cover<\/span><\/td>\nIncrease the medical aid rate up to 350% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the OAL<\/td>\nIncrease the medical aid rate up to 350% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the OAL<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div><\/div><\/div><\/div>
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