Increase in the OAL (Overall Annual Limit) \u2013 effective 1st April 2025<\/strong><\/span>
\nNational Treasury annually publishes new limits under the Demarcation Regulations. As of 1 April 2025, the limit for medical expense shortfall (Gap) policies has been increased from R210,580.06 to R219,845.96.\u00a0 Turnberry has increased the overall annual limit on all policies we administer with these benefits, with effect from 1 April 2025. Our clients automatically qualify for the adjusted overall annual limit.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div>
Who is covered under the family premium?<\/strong><\/h3>\n\n- The Principal Insured person<\/li>\n
- Their Spouse (a spouse may be on a different medical aid membership)<\/li>\n
- Children under the age of 26:
\n– Children need to be on the medical aid membership of the Principal Insured person or spouse
\n– Full-time students who are on their own medical aid membership (proof of studies and medical aid membership certificate)<\/li>\n - Children over 26 years who are physically or mentally disabled and unable to earn any form of income<\/li>\n<\/ul>\n
Adult Dependants<\/strong><\/h3>\nIf you have an Adult Dependant (sibling, parent etc.) on your Medical Aid membership who isn\u2019t covered under the family premium you may add them on to your policy, but you will need to pay an additional premium per month for each Adult Dependant. The premium is listed in the table below<\/p>\n<\/div><\/div><\/div><\/div><\/div>
Rates 2026<\/h2>\n
\n\n\n| \n Product<\/p>\n<\/td>\n | \n Ages 26 – 64 (incl)<\/p>\n Rate per person<\/p>\n<\/td>\n | \n Ages 65 – 79 (incl)<\/p>\n Rate per person<\/p>\n<\/td>\n | \n Ages 80+<\/p>\n Rate per person<\/p>\n<\/td>\n<\/tr>\n |
\n| \n Premier<\/p>\n<\/td>\n | \n R189<\/p>\n<\/td>\n | \n R613<\/p>\n<\/td>\n | \n R781<\/p>\n<\/td>\n<\/tr>\n |
\n| \n Optimal<\/p>\n<\/td>\n | \n R178<\/p>\n<\/td>\n | \n R500<\/p>\n<\/td>\n | \n R639<\/p>\n<\/td>\n<\/tr>\n |
\n| \n Synergy<\/p>\n<\/td>\n | \n R176<\/p>\n<\/td>\n | \n R495<\/p>\n<\/td>\n | \n R632<\/p>\n<\/td>\n<\/tr>\n |
\n| \n Launch<\/p>\n<\/td>\n | \n R44<\/p>\n<\/td>\n | \n R76<\/p>\n<\/td>\n | \n R115<\/p>\n<\/td>\n<\/tr>\n |
\n| \n Med-Extend<\/p>\n<\/td>\n | \n R163<\/p>\n<\/td>\n | \n R616<\/p>\n<\/td>\n | \n R787<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div> Rates 2027<\/h2>\n\n\n\n| \n Product<\/p>\n<\/td>\n | \n Ages 26 – 64 (incl)<\/p>\n Rate per person<\/p>\n<\/td>\n | \n Ages 65 – 79 (incl)<\/p>\n Rate per person<\/p>\n<\/td>\n | \n Ages 80+<\/p>\n Rate per person<\/p>\n<\/td>\n<\/tr>\n | \n| \n Premier<\/p>\n<\/td>\n | \n R207<\/p>\n<\/td>\n | \n R671<\/p>\n<\/td>\n | \n R855<\/p>\n<\/td>\n<\/tr>\n | \n| \n Optimal<\/p>\n<\/td>\n | \n R195<\/p>\n<\/td>\n | \n R548<\/p>\n<\/td>\n | \n R700<\/p>\n<\/td>\n<\/tr>\n | \n| \n Synergy<\/p>\n<\/td>\n | \n R193<\/p>\n<\/td>\n | \n R542<\/p>\n<\/td>\n | \n R692<\/p>\n<\/td>\n<\/tr>\n | \n| \n Launch<\/p>\n<\/td>\n | \n R48<\/p>\n<\/td>\n | \n R83<\/p>\n<\/td>\n | \n R126<\/p>\n<\/td>\n<\/tr>\n | \n| \n Med-Extend<\/p>\n<\/td>\n | \n R178<\/p>\n<\/td>\n | \n R675<\/p>\n<\/td>\n | \n R862<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div> <\/div><\/div><\/div><\/div><\/div> <\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3105","page","type-page","status-publish","hentry"],"yoast_head":"\n Extended Family - Medical Gap Cover<\/title>\n<meta name=\"description\" content=\"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/turnberry.co.za\/2027\/who-is-covered\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Extended Family - Medical Gap Cover\" \/>\n<meta property=\"og:description\" content=\"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/turnberry.co.za\/2027\/who-is-covered\/\" \/>\n<meta property=\"og:site_name\" content=\"Turnberry\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-30T12:16:34+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/who-is-covered\\\/\",\"url\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/who-is-covered\\\/\",\"name\":\"Extended Family - Medical Gap Cover\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#website\"},\"datePublished\":\"2019-09-04T14:38:51+00:00\",\"dateModified\":\"2026-09-30T12:16:34+00:00\",\"description\":\"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/who-is-covered\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/who-is-covered\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/who-is-covered\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Who is covered?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#website\",\"url\":\"https:\\\/\\\/turnberry.co.za\\\/\",\"name\":\"Turnberry\",\"description\":\"Gap cover\",\"publisher\":{\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/turnberry.co.za\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#organization\",\"name\":\"Turnberry\",\"url\":\"https:\\\/\\\/turnberry.co.za\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/logo-turnberry.jpg\",\"contentUrl\":\"https:\\\/\\\/turnberry.co.za\\\/2027\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/logo-turnberry.jpg\",\"width\":224,\"height\":75,\"caption\":\"Turnberry\"},\"image\":{\"@id\":\"https:\\\/\\\/turnberry.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Extended Family - Medical Gap Cover","description":"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/","og_locale":"en_US","og_type":"article","og_title":"Extended Family - Medical Gap Cover","og_description":"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.","og_url":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/","og_site_name":"Turnberry","article_modified_time":"2026-09-30T12:16:34+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/","url":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/","name":"Extended Family - Medical Gap Cover","isPartOf":{"@id":"https:\/\/turnberry.co.za\/#website"},"datePublished":"2019-09-04T14:38:51+00:00","dateModified":"2026-09-30T12:16:34+00:00","description":"Extended family cover members or additional dependants registered on your Medical Scheme. You may add them to your Turnberry Policy.","breadcrumb":{"@id":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/turnberry.co.za\/2027\/who-is-covered\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/turnberry.co.za\/2027\/who-is-covered\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/turnberry.co.za\/2027\/"},{"@type":"ListItem","position":2,"name":"Who is covered?"}]},{"@type":"WebSite","@id":"https:\/\/turnberry.co.za\/#website","url":"https:\/\/turnberry.co.za\/","name":"Turnberry","description":"Gap cover","publisher":{"@id":"https:\/\/turnberry.co.za\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/turnberry.co.za\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/turnberry.co.za\/#organization","name":"Turnberry","url":"https:\/\/turnberry.co.za\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/turnberry.co.za\/#\/schema\/logo\/image\/","url":"https:\/\/turnberry.co.za\/2027\/wp-content\/uploads\/2017\/10\/logo-turnberry.jpg","contentUrl":"https:\/\/turnberry.co.za\/2027\/wp-content\/uploads\/2017\/10\/logo-turnberry.jpg","width":224,"height":75,"caption":"Turnberry"},"image":{"@id":"https:\/\/turnberry.co.za\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/pages\/3105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/comments?post=3105"}],"version-history":[{"count":67,"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/pages\/3105\/revisions"}],"predecessor-version":[{"id":8646,"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/pages\/3105\/revisions\/8646"}],"wp:attachment":[{"href":"https:\/\/turnberry.co.za\/2027\/wp-json\/wp\/v2\/media?parent=3105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} | |