{"id":3467,"date":"2019-12-12T14:34:12","date_gmt":"2019-12-12T14:34:12","guid":{"rendered":"https:\/\/turnberry.co.za\/2023\/?page_id=3467"},"modified":"2026-09-30T12:21:36","modified_gmt":"2026-09-30T12:21:36","slug":"home","status":"publish","type":"page","link":"https:\/\/turnberry.co.za\/2027\/","title":{"rendered":"Home"},"content":{"rendered":"

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Increase in the OAL (Overall Annual Limit) \u2013 effective 1st<\/sup> April 2026
\n<\/b>National Treasury annually publishes new limits under the Demarcation Regulations. As of 1 April 2026, the limit for medical expense shortfall (Gap) policies has been increased from R210,580.06 to R226,881.03. Turnberry has increased the overall annual limit on all policies we administer with these benefits, with effect from 1 April 2026. Our clients automatically qualify for the adjusted overall annual limit.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

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Medical aid may not cover every healthcare expense in full. Specialists can charge above medical scheme rates, while co-payments, sub-limits and network restrictions may leave you responsible for unexpected out-of-pocket costs. Gap Cover provides an additional layer of short-term insurance protection against certain medical expense shortfalls. It helps reduce the financial impact of treatment costs that are not fully covered by your medical scheme.<\/p>\n

Unexpected medical events can happen at any stage of life. With the right Gap Cover in place, you can focus on accessing the care you need, with greater confidence
\nthat your financial wellbeing is protected. At Turnberry, our purpose is to provide reassurance, security and support when it matters most.<\/p>\n<\/div>

Apply now and get covered<\/span><\/a><\/div>
How does it work?<\/span><\/a><\/div>
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PRODUCT RANGE 2026<\/h1>\n<\/div>

PREMIER<\/h2>\n<\/div>
\"Premier<\/span><\/div><\/div>

Premier is the umbrella sheltering your entire family. It offers a vast range of benefits to cater for unforeseen medical expense shortfalls and provides comprehensive cancer benefits.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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OPTIMAL<\/h2>\n<\/div>
\"Optimal<\/span><\/div><\/div>

Optimal provides a broad array of benefits \u2013 enhancing your medical aid by up to 500% of medical aid rates \u2013 all at a family-friendly price.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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DYNAMIC<\/h2>\n<\/div>
\"Dynamic<\/span><\/div><\/div>

DYNAMIC is designed for a new generation of healthcare consumers \u2013 smart, proactive, and on the move. This Gap Cover solution offers flexible, affordable
\nprotection from costly medical shortfalls.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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SYNERGY<\/h2>\n<\/div>
\"Synergy<\/span><\/div><\/div>

Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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LAUNCH<\/h2>\n<\/div>
\"Launch<\/span><\/div><\/div>

This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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MED EXTEND<\/h2>\n<\/div>
\"Med<\/span><\/div><\/div>

Med-Extend has been designed to assist clients with medical expense shortfalls for Specialists and with covering Defined Procedures that have been excluded on their specific Medical Scheme option.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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WHO IS COVERED?<\/h2>\n<\/div>
\"Extended<\/span><\/div><\/div>

If you have extended family or an additional dependant registered on your Medical Scheme, you may add them onto your Policy for an additional premium per month.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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TRAVEL ASSIST<\/h2>\n<\/div>
\"Travel<\/span><\/div><\/div>

International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request.\u00a0<\/span>The cover ensures end-to-end emergency assistance by air, land or sea.<\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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View our 2026 Product Brochure<\/h2>\n<\/div>
\"Turnberry<\/span><\/div><\/div>

During the tough times, you need a partner that will be by your side navigating you to safety.
\nYou have a partner. Turnberry. Navigating the way<\/strong><\/em><\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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View our 2027 Product Brochure<\/h2>\n<\/div>
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During the tough times, you need a partner that will be by your side navigating you to safety.
\nYou have a partner. Turnberry. Navigating the way<\/strong><\/em><\/p>\n<\/div>

Learn more<\/span><\/a><\/div><\/div><\/div>
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What is Gap Cover?<\/h2>\n<\/div>
\"Google<\/span><\/div>
Apply now and get covered<\/span><\/a><\/div>

Get in touch today!<\/h2>\n