{"id":4972,"date":"2021-07-09T09:15:28","date_gmt":"2021-07-09T09:15:28","guid":{"rendered":"https:\/\/turnberry.co.za\/2023\/?page_id=4972"},"modified":"2026-09-29T15:45:50","modified_gmt":"2026-09-29T15:45:50","slug":"planning-for-pregnancy-with-turnberry","status":"publish","type":"page","link":"https:\/\/turnberry.co.za\/2027\/planning-for-pregnancy-with-turnberry\/","title":{"rendered":"Planning for pregnancy with Turnberry"},"content":{"rendered":"

GET COVERED<\/span><\/a><\/div>
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Planning to Start a Family?<\/strong><\/h3>\n

Childbirth is one of life\u2019s most exciting milestones, but it\u2019s also one of the most common gap cover claims. Many gynaecologists charge above medical aid rates, and with a 10-month waiting period<\/strong> on new policies for pregnancy and childbirth, planning ahead is essential.<\/p>\n

With Turnberry\u2019s Synergy Gap Cover<\/strong>, you\u2019re covered for medical expense shortfalls of up to 500% above medical aid rates<\/strong> \u2014 both in and out of hospital. All at a family-friendly premium of just R494 per family per month (2026 rates)<\/strong>. Terms and Conditions apply.<\/em><\/p>\n

Don\u2019t let unexpected medical costs overshadow this special time. Let Turnberry provide the cover, so you can focus on creating memories.<\/p>\n

You take care of the moments \u2014 Turnberry will take care of the rest.<\/strong><\/p>\n<\/div>

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Benefits on the Turnberry Gap Cover Products<\/h2>\n<\/div>

Childbirth In-Hospital<\/h4>\n\n\n\n\n
<\/th>\nPremier<\/th>\nOptimal<\/th>\nDynamic<\/th>\nSynergy<\/th>\nLaunch<\/th>\nMed-Extend<\/th>\n<\/tr>\n
Increase the medical aid rate up to<\/td>\n600%<\/td>\n500%<\/td>\n500%<\/td>\n500%<\/td>\n350%<\/td>\n300%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>

*Out of hospital pregnancy supervision with the gynae is not covered.<\/p>\n<\/div>

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Claims paid by Turnberry over the past 12 months<\/h2>\n<\/div>
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Client Testimonials post claim submissions<\/h2>\n<\/div>
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We have been so impressed with Turnberry! I recently gave birth and our medical aid did not pay for quite a substantial amount of the bills. We sent through the claims to Turnberry and had impeccable service. Thanks so much to your team!<\/p>\n<\/div>

We had a great experience using Turnberry\u2019s Gap Cover claim process. Really helped, as we had a significant shortfall when our second child was born. Surprising \u2013 as we\u2019re on a top medical aid and expected this to be covered. Gap cover is definitely a necessity and I highly recommend Turnberry. The process was straightforward and frictionless i.e. the admin was painless.<\/p>\n<\/div>

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It helped make the birth of my daughter far more affordable and we were able to get the care and surgeons we wanted without bearing the massive fees that medial aids don\u2019t cover.\u00a0 You can\u2019t operate without Gap Cover Insurance if you don\u2019t want to visit government facilities.\u00a0 10 out of 10 for friendly service and support.<\/p>\n<\/div>

My wife gave birth in August 2021 and Turnberry Gap Cover paid the full shortfall for the anaesthesiologist and the gynaecologist without any hassles.\u00a0 Turnberry\u2019s Gap Cover is a no brainer!\u00a0\u00a0 You have to take it!<\/p>\n<\/div>

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Turnberry\u2019s gap cover insurance paid for the birth of my son by covering the extra costs that my medical aid would not. Their products are affordable and they offer great service. Great investment to cover shortfalls from medical aid. Support when claiming is excellent \u2013 quick and efficient and they went above and beyond to keep me updated of the status and give me guidance on claims.<\/p>\n<\/div>

We were able to use the best obstetrician in town to deliver our baby without having to worry about his rates exceeding medical aid rates. As a result, my wife was able to leave hospital the day after giving birth to our son, and was able to move around freely, without much pain almost immediately upon returning home. In contrast to our first son\u2019s delivery, where she was in a lot of pain and unable to move freely for almost a week. Our son was born during Covid-19 lockdown so getting in and out of hospital quickly was vital. It is definitely worth it. Medical costs, and in particular surgery and specialist costs can be excessive, and gap cover allows peace of mind, knowing that all costs will be taken care of.<\/p>\n<\/div>

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I was very happy with the service and refund of the shortfall of my gynaecologist\u2019s account \u2013 it was processed within a few days.<\/p>\n<\/div>

Turnberry was efficient, covered the shortfall of my daughter\u2019s operation 100%. The payment was prompt and hassle-free, and I recommend the product to everybody, it\u2019s a no-brainer. Thank you, Turnberry.<\/p>\n<\/div>

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There were gap costs vs medical aid cover post the birth of our second child at a private hospital, and this gap amount was fully recovered. It is essential to have gap cover as private medical aids only pay up to a certain rate and have certain limits \/ exceptions. Turnberry\u2019s claim division has very strong communication and a slick claims process. I was very happy with the service and the result, as well as the speed of refund.<\/p>\n<\/div>

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However, if you are pregnant, and have not taken out Gap Cover, don\u2019t be alarmed and stressed. <\/span><\/h3>\n

But also don\u2019t delay taking out Gap Cover.<\/span><\/h3>\n<\/div><\/div><\/div>
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As a parent when your baby is sick, you want to be able to provide them with the best care. Gap Cover could be invaluable to help you achieve this as can be seen with one of the Turnberry claims submitted and processed.<\/h4>\n

If you take out Gap Cover during your pregnancy, the baby will be covered for any medical expense shortfalls post the birth.<\/strong><\/h4>\n

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Read what one of our clients said post the birth of their baby.<\/h4>\n<\/div>
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After Monique and Hein had been to different specialists, their baby was diagnosed with Hyperostosis of the skull, a rare condition which causes thickening of the skull. The baby, under the care of a specialised Neurosurgeon and a specialised Ear, Nose and Throat Surgeon, underwent an extremely complex surgery.\u00a0 The difference between what the highly trained Specialists charged and what the medical aid paid for the baby\u2019s surgery was R110 448.13<\/strong>, which was paid by Turnberry.\u00a0 <\/em><\/p>\n

\u2018As parents were able to focus on our new-born baby and not worry about Medical Expense Shortfalls as we had a Turnberry Gap Cover policy. This policy gave us total peace of mind during this very difficult stressful time\u2019.<\/em><\/p>\n<\/div>

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Don\u2019t delay \u2013 whether you have planned, or the excitement of the forthcoming bundle of joy has taken over all of your thoughts and plans, Apply and Get Cover now<\/strong> to ensure that your medical aid expense shortfalls are covered, giving you peace of mind.<\/h3>\n<\/div>
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WATCH VIDEO<\/span><\/a><\/div>
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READ ARTICLE<\/span><\/a><\/div>
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GET COVERED<\/span><\/a><\/div>
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