{"id":6992,"date":"2023-12-14T14:54:58","date_gmt":"2023-12-14T14:54:58","guid":{"rendered":"https:\/\/turnberry.co.za\/2024\/?page_id=6992"},"modified":"2026-09-29T15:49:56","modified_gmt":"2026-09-29T15:49:56","slug":"turnberrys-unique-benefits","status":"publish","type":"page","link":"https:\/\/turnberry.co.za\/2027\/turnberrys-unique-benefits\/","title":{"rendered":"Turnberry’s Unique Benefits"},"content":{"rendered":"

GET COVERED<\/span><\/a><\/div>
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What is Gap Cover?<\/h3>\n

Gap cover is a short-term insurance product that helps protect you from medical expense shortfalls, which happen when your doctor charges more than the medical aid rate for in-hospital treatment, or the hospital charges copayments for operations. These unanticipated expenses can leave you with an unexpected financial burden that you will have to pay for out of pocket.<\/p>\n<\/div><\/div><\/div>

Are the rates affordable<\/h3>\n

Turnberry offers different products to suit a range of diverse needs and financial requirements. A medical expense shortfall is the difference between what medical service providers (e.g. Doctors, basic and specialised Radiology, Pathology, Specialists, Consultants) charge and what Medical Schemes pay for the treatment performed in hospitals and day clinics, provided that it is paid from the Hospital Benefit or risk benefit of the Medical Scheme.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

Will it cover my whole family<\/h3>\n

Turnberry\u2019s Gap Cover Plan is the umbrella sheltering your entire family. All of the plans offer a vast range of benefits to cater for unforeseen medical expense shortfalls with additional benefits.\u00a0\u00a0 Turnberry\u2019s premium is per family per month.*\u00a0 T&C\u2019s apply.\u00a0 Turnberry offers family rates and individual rates.<\/p>\n<\/div><\/div><\/div>

Is it worth having the extra expense<\/h3>\n

Gap cover has become an essential component of any financial portfolio to protect you against potentially crippling medical expense shortfalls, no matter how young and healthy you are. Often it is the unforeseen that can result in the most significant medical expense shortfalls, but with gap cover in place you can protect your financial wellbeing alongside your physical health.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

Cancer Benefits
\n<\/strong>Cover for all members of family, with no age limits*<\/p>\n

First Diagnosis of Cancer
\n<\/strong>Once off payment for first diagnosis of cancer based on the stage at the time of diagnosis<\/p>\n

Cancer Cover \u2013 Innovative Cancer Drug
\n<\/strong>Provides cover for new innovative cancer drugs<\/p>\n

MRI and CT Scan Cover
\n<\/strong>Provides cover for MRI and CT scans when there is no benefit on your medical scheme<\/p>\n

Investigative Treatment
\n<\/strong>Scopes for Screening purposes<\/p>\n

Casualty benefit for Accidents
\n<\/strong>Provides cover for treatment in Casualty due to an accident<\/p>\n

Casualty benefit for Illness
\n<\/strong>Is available to ALL members on the policy and is not restricted to children only<\/p>\n

Critical Illness Benefit
\n<\/strong>Provides a lump sum payment upon the death of an insured person from Critical illness (excludes Cancer)<\/p>\n<\/div><\/div><\/div>

Medical Scheme Contribution Waiver
\n<\/strong>Up to R8 200 per month for 6 months in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme Contribution Payer<\/p>\n

Gap Premium Waiver
\n<\/strong>Pays the premium of your Policy for 12 months in the event of death or permanent and total disability as a result of an accident of the Contribution Payer<\/p>\n

Personal Accident Benefit
\n<\/strong>A sum, according to your Plan, per insured on the Policy in the event of accidental death or permanent and total disability<\/p>\n

Robotic Surgery Cover
\n<\/strong>Turnberry reviews Robotic Surgeries under sub-limit cover, to the full amount per plan<\/p>\n

Access to International Travel Insurance
\n<\/strong>R5 million per insured (this is included in your Gap Cover Plan)<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-6992","page","type-page","status-publish","hentry"],"yoast_head":"\nUnique Benefits<\/title>\n<meta name=\"description\" content=\"The Turnberry team has extensive experience across the healthcare and insurance industries in South Africa.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/turnberry.co.za\/2027\/turnberrys-unique-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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