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Synergy 20202019-09-09T03:40:45+00:00

Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%, and caters for the likes of sub-limits, casualty benefits and co-payments.

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Overall annual limit 2020 Gap Cover Policies by Turnberry

Benefits

Medical Expense Shortfall Cover

Increases the Medical Aid rate up to 500% (e.g. Specialists, GPs, Anaesthetists, Radiology, Pathology, Consumables, etc.). Subject to the Overall Annual Limit

Co-payment Cover

Subject to the Overall Annual Limit

Non-DSP Hospital Penalty Cover

R6 500 per admission. Limited to 1 claim per family per annum. Subject to the Overall Annual Limit

Sub-limit  Cover

R20 000 per admission per insured. Limited to R50 000 per family per annum. Subject to the Overall Annual Limit

Co-payments for MRI, CT and PET Scans

Subject to the Overall Annual Limit

Co-payments for Scopes

R2 000 per admission. Limited to 2 claims per insured per annum. Subject to the Overall Annual Limit

Sub-limit Cover for MRI, CT and PET Scans

R20 000 per admission per insured. Limited to R50 000 per family per annum. Subject to the Overall Annual Limit

Casualty Benefit for Accidents

R8 000 per event per insured. Subject to the Overall Annual Limit

Casualty Benefit for Illness

R1 500 per event. Limited to 2 claims per family per annum. Subject to the Overall Annual Limit. Treatment is restricted to between the hours of 7pm – 6am Mondays – Fridays, Saturdays, Sundays and Public Holidays

MRI And CT Scan Cover

Covers the cost of MRI and CT scans when there is no benefit available on your Medical Scheme. Limited to R3 000 per event and 1 claim per family per annum. Subject to the Overall Annual Limit

Trauma Care Cover

Covers the cost of trauma counselling consultations with a registered healthcare provider after a member has been diagnosed with a critical illness, has been a victim of a violent crime or experienced the death of an immediate family member. Limited to R800 per consultation and R5 000 per family per annum. Subject to the Overall Annual Limit

Medical Scheme Contribution Waiver

Up to R6 000 per month for 6 months; in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme contribution payer

Gap Premium Waiver

Pays the premium for your Synergy Policy for 12 months; in the event of death or permanent and total disability as a result of an accident, of the contribution payer

Personal Accident Benefit

R7 500 per insured on the Policy, in the event of accidental death or permanent and total disability

International Travel Cover

R5 million per insured (notification of travel required 48 hrs prior to departure)

Medical Expense Shortfall Cover

Increases the medical aid rate up to 500% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the Overall Annual Limit

Co-payment Cover

Subject to the Overall Annual Limit

Sub-limit and Co-payment Cover for Dental Implants

Covers the cost of dental implants for reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Limited to R20 000 per admission and R50 000 per family per annum. Subject to the Overall Annual Limit

Sub-limit Cover

R20 000 per admission and R50 000 per family per annum for impacted wisdom teeth, orthognathic surgery, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the Overall Annual Limit

Additional Information

Waiting Periods

Click the button to review the Waiting Periods and Exceptions.

Waiting Periods
Exceptions
2020 Gap Cover Policies by Turnberry