Medical aid may not cover every healthcare expense in full. Specialists can charge above medical scheme rates, while co-payments, sub-limits and network restrictions may leave you responsible for unexpected out-of-pocket costs. Gap Cover provides an additional layer of short-term insurance protection against certain medical expense shortfalls. It helps reduce the financial impact of treatment costs that are not fully covered by your medical scheme.
Unexpected medical events can happen at any stage of life. With the right Gap Cover in place, you can focus on accessing the care you need, with greater confidence
that your financial wellbeing is protected. At Turnberry, our purpose is to provide reassurance, security and support when it matters most.
PRODUCT RANGE 2026
PREMIER
Premier is the umbrella sheltering your entire family. It offers a vast range of benefits to cater for unforeseen medical expense shortfalls and provides comprehensive cancer benefits.
OPTIMAL
Optimal provides a broad array of benefits – enhancing your medical aid by up to 500% of medical aid rates – all at a family-friendly price.
DYNAMIC
DYNAMIC is designed for a new generation of healthcare consumers – smart, proactive, and on the move. This Gap Cover solution offers flexible, affordable
protection from costly medical shortfalls.
SYNERGY
Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%.
LAUNCH
This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.
MED EXTEND
Med-Extend has been designed to assist clients with medical expense shortfalls for Specialists and with covering Defined Procedures that have been excluded on their specific Medical Scheme option.
WHO IS COVERED?
If you have extended family or an additional dependant registered on your Medical Scheme, you may add them onto your Policy for an additional premium per month.
TRAVEL ASSIST
International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request. The cover ensures end-to-end emergency assistance by air, land or sea.
View our 2026 Product Brochure
During the tough times, you need a partner that will be by your side navigating you to safety.
You have a partner. Turnberry. Navigating the way
View our 2027 Product Brochure
During the tough times, you need a partner that will be by your side navigating you to safety.
You have a partner. Turnberry. Navigating the way
