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Message from our CEO

Gap Cover is the smart way of protecting you and your family from costly medical expense shortfalls. This is the difference between what your private healthcare providers charge and the rate your medical aid pays. Turnberry’s Mission is to offer our Clients security and assurance, especially during those times when they need us most. Click here to Apply and get Cover, or if you need a Turnberry representative to contact you to assist with the solution to suit your needs, Contact Us.

* Please note that this is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.



Premier Gap Cover Policy by Turnberry

Premier is the umbrella sheltering your entire family. It offers a vast range of benefits to cater for unforeseen medical expense shortfalls and provides comprehensive cancer benefits.

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Optimal Gap Cover Policy by Turnberry

Optimal provides a broad array of benefits – enhancing your medical aid by up to 500% of medical aid rates – all at a family-friendly price.

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Synergy Gap Cover Policy by Turnberry

Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%.

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Launch Gap Cover Policy by Turnberry

This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.

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Med Extend Gap Cover Policy by Turnberry

Med-Extend has been designed to assist clients with medical expense shortfalls for Specialists and with covering Defined Procedures that have been excluded on their specific Medical Scheme option.

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Extended Family Gap Cover Policy by Turnberry

If you have extended family or an additional dependant registered on your Medical Scheme, you may add them onto your Policy for an additional premium per month.

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Travel Assist Gap Cover Policy by Turnberry

International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request. The cover ensures end-to-end emergency assistance by air, land or sea.

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During the tough times, you need a partner that will be by your side navigating you to safety.
You have a partner. Turnberry. Navigating the way

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Get in touch today!

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Client Testimonials

“Turnberry Gap Cover HELPED ME A LOT  – EXCELLENT SERVICE.   DONT HESITATE – TAKE THE COVER.  Turnberry’s service is excellent.”

- Ravi Govender – 30th July 2020

“Turnberry helped immensely to get my claim processed.  It was a huge amount of money that helped my family.  I would highly recommend that you take out Turnberry  Gap Cover.”

- Richard Slatem – 4th August 2020

“It’s a relief to know that GAP covers all shortfalls.  DEFINITELY HAVE GAP COVER – NO BRAINER !”

- Anon – 3rd August 2020

“Turnberry Gap Cover covered a large gap in my medical aid cover for specialist surgery. You have no option but to take it.”

– Don Bailey – 4th August 2020

“Fast turnaround time, and peace of mind.  Turnberry’s Gap Cover is worth every cent and they uphold policies. No cover ups !”

- Anon – 3rd August 2020

“Turnberry’s Gap Cover is essential – it certainly helped us and our claims were paid within a week!”

- Garth – 30th July 2020

“We have been helped to cope with expenses not covered by our medical aid.  This has been most reassuring.   Turnberry Gap Cover is highly recommended.”

– Anon – 9th July 2020
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