Premier is the umbrella sheltering your entire family. It offers a vast range of benefits to cater for unforeseen medical expense shortfalls and provides comprehensive cancer benefits.

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Optimal provides a broad array of benefits – enhancing your medical aid by up to 500% of medical aid rates – all at a family-friendly price.

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Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%.

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This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.

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Med-Extend has been designed to assist clients with medical expense shortfalls for Specialists and with covering Defined Procedures that have been excluded on their specific Medical Scheme option.

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If you have extended family or an additional dependant registered on your Medical Scheme, you may add them onto your Policy for an additional premium per month.

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International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request. The cover ensures end-to-end emergency assistance by air, land or sea.

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During the tough times, you need a partner that will be by your side navigating you to safety.
You have a partner. Turnberry. Navigating the way

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What is Gap Cover?

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Client Testimonials

I had an operation in December last year and my husband had a dislocated wrist in January this year and he also needed to go for an operation.  I contacted Turnberry for assistance after my procedure and the staff were all so helpful in guiding me through the process.  We both had at least half of our medical bills paid for through Turnberry that our Medical aid didn’t cover – an absolute relief as both operations were quite major.  I would absolutely, without a doubt highly recommend Turnberry Gap Cover to our family and friends?   I think for us we didn’t realise the incredible benefit until both my husband and I needed to go for procedures. It is an invaluable cover that should be included into each and every household as it is affordable and most definitely worth the small investment, we have contributed to it each month.   I have experienced wonderful service, helpful and friendly – 11/10 from my side!

- Deoni Donaldson – May 2022

I first learnt about Turnberry when my 1st born needed to get his own medical, and because medical schemes are so expensive, I had to take a plan which we could afford.  I took out a Turnberry policy for him and when he was in a serious accident, we could not afford the cost of the helicopter which needed to fly him to Pretoria but Turnberry paid the expenses.  That was when I decided to take out a Turnberry policy for myself as well.  Because of your excellent services I have already promoted your product to all my friends and lot of them have also signed up with Turnberry.   Thank you for your excellent service.   I do not think that anyone with any medical scheme can be without your product.

- Lena Ras – March 2022

I have been with Turnberry since 2010. When my wife and I joined, we were only 28 years old and healthy. Life happened and 3 years ago I was diagnosed with a muscle disease. I am pleased to say that Turnberry has had my back and will continue to do so with whatever life throws at me. Thank you to the Turnberry team

- Dewald Human – January 2022

Turnberry’s Gap Cover has been a tremendous financial relief based on present and past claim experiences.   This is such an essential insurance necessity.   I found the services and support I received from Turnberry to be efficient, friendly and professional.   A Gap Cover policy is of vital importance for peace of mind and to meet medical aid shortfalls.   The premiums in the most would be affordable anyway.  I rate Turnberry’s services as ‘par excellence.’

- Leonard Leuw – March 2022

I have found Turnberry to be efficient and prompt with their payments, the service levels are excellent, a pleasure to deal with.  The main benefit is that your monthly payments provide cover that you will not a nasty shock after a medical procedure or an emergency. So, in a way and to quote a cheesy TV advert you “get peace of mind”. I rate Turnberry’s services and support somewhere between outstanding and excellent.

- Gordon Mc Donald – January 2022

Turnberry Gap Cover has helped cover me twice in one year with two major back operations.  I would recommend Turnberry to anybody looking for Gap cover.  Do not hesitate when thinking about taking Gap cover. It will give you peace of mind knowing your doctor’s bills over 100% medical aid rates will be covered when needed.  Turnberry services are excellent, excellent and excellent, no questions asked.

- Warrick Port – January 2022

Turnberry’s Gap Cover paid for all shortfalls and co-payments. Saved me tons of money. Efficient and timeous payments. One less thing to worry about since my husband was diagnosed with a terminal illness. Gap has also paid a benefit for his illness and the monies were much needed as my husband has been unable to work since Nov 2021.  What would I say to people thinking about taking out Turnberry Gap Cover – ‘No need to think about it just join them’.       

- Nikki Kok – February 2022

Turnberry is an absolutely amazing company.   They come through with all they promise and more and they are saving us thousands of rands in unforeseen medical bills.   I have recommended Turnberry to all of my family and friends.   It’s 200% the best choice you will make to take Gap Cover from Turnberry.  If there was something like 11 out of 10, that would be my rating of the services and support I received from Turnberry.

- Mickey Coetzee – February 2022

I would certainly recommend Turnberry Gap Cover and encourage anyone who shows an interest in taking out Gap cover to consider Turnberry. I have always received excellent service and prompt claim turnaround.

- David & Marie Rudd – January 2022
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