Premier is the umbrella sheltering your entire family. It offers a vast range of benefits to cater for unforeseen medical expense shortfalls and provides comprehensive cancer benefits.

Learn more


Optimal provides a broad array of benefits – enhancing your medical aid by up to 500% of medical aid rates – all at a family-friendly price.

Learn more


Synergy offers a healthy spectrum of benefits at a very attractive price. It ensures you and your family are covered for the most common types of claims, covers medical expense shortfalls of up to 500%.

Learn more


This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.

Learn more


Med-Extend has been designed to assist clients with medical expense shortfalls for Specialists and with covering Defined Procedures that have been excluded on their specific Medical Scheme option.

Learn more


If you have extended family or an additional dependant registered on your Medical Scheme, you may add them onto your Policy for an additional premium per month.

Learn more


International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request. The cover ensures end-to-end emergency assistance by air, land or sea.

Learn more

During the tough times, you need a partner that will be by your side navigating you to safety.
You have a partner. Turnberry. Navigating the way

Learn more

What is Gap Cover?

Apply now and get covered

Get in touch today!

Recent Posts & Podcast Episodes

View more posts

Call us!

011 677 9891

Client Testimonials

I have been with Turnberry since 2010. When my wife and I joined, we were only 28 years old and healthy. Life happened and 3 years ago I was diagnosed with a muscle disease. I am pleased to say that Turnberry has had my back and will continue to do so with whatever life throws at me. Thank you to the Turnberry team

- Dewald Human – January 2022

I have found Turnberry to be efficient and prompt with their payments, the service levels are excellent, a pleasure to deal with.  The main benefit is that your monthly payments provide cover that you will not a nasty shock after a medical procedure or an emergency. So, in a way and to quote a cheesy TV advert you “get peace of mind”. I rate Turnberry’s services and support somewhere between outstanding and excellent.

- Gordon Mc Donald – January 2022

Turnberry Gap Cover has helped cover me twice in one year with two major back operations.  I would recommend Turnberry to anybody looking for Gap cover.  Do not hesitate when thinking about taking Gap cover. It will give you peace of mind knowing your doctor’s bills over 100% medical aid rates will be covered when needed.  Turnberry services are excellent, excellent and excellent, no questions asked.

- Warrick Port – January 2022

Turnberry’s Gap Cover paid for all shortfalls and co-payments. Saved me tons of money. Efficient and timeous payments. One less thing to worry about since my husband was diagnosed with a terminal illness. Gap has also paid a benefit for his illness and the monies were much needed as my husband has been unable to work since Nov 2021.  What would I say to people thinking about taking out Turnberry Gap Cover – ‘No need to think about it just join them’.       

- Nikki Kok – February 2022

Turnberry is an absolutely amazing company.   They come through with all they promise and more and they are saving us thousands of rands in unforeseen medical bills.   I have recommended Turnberry to all of my family and friends.   It’s 200% the best choice you will make to take Gap Cover from Turnberry.  If there was something like 11 out of 10, that would be my rating of the services and support I received from Turnberry.

- Mickey Coetzee – February 2022

I would certainly recommend Turnberry Gap Cover and encourage anyone who shows an interest in taking out Gap cover to consider Turnberry. I have always received excellent service and prompt claim turnaround.

- David & Marie Rudd – January 2022
View more