This launches you into the world of Gap Cover, offering essential benefits and covering medical expense shortfalls for Specialists up to 350% of medical aid rate. Launch is one of the most price-effective Gap Cover solutions on the market.

Download brochure 2021

Benefits

Launch 2021 Launch 2022
Monthly premium: R135 per family for under 65yrs
Monthly premium: R235 per family for 65yrs+
Monthly premium: R144 per family for under 65yrs
Monthly premium: R249 per family for 65yrs+
In-hospital benefits Medical Expense Shortfall Cover Increases the Medical Aid rate up to 350%. Subject to OAL Increases the Medical Aid rate up to 350%. Subject to OAL
Out-of-hospital benefits Casualty Benefit for Accidents R5 000 per event per insured. Subject to OAL R5 500 per event per insured. Subject to OAL
Added benefits Medical Scheme Contribution Waiver Up to R6 000 per month for 6 months; in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme Contribution Payer Up to R6 000 per month for 6 months; in the event of death or permanent and total disability as a result of an accident, of the Medical Scheme Contribution Payer
Gap Premium Waiver Pays the premium for your policy for 12 months in the event of death or permanent and total disability as a result of an accident, of the Medical Contribution Payer Pays the premium for your policy for 12 months in the event of death or permanent and total disability as a result of an accident, of the Contribution Payer
International Travel Cover R5 million per insured (notification of travel required 48 hrs prior to departure) R5 million per insured (notification of travel required 48 hrs prior to departure)
In-Hospital Dental Cover Medical Expense Shortfall Cover Increase the medical aid rate up to 350% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the OAL Increase the medical aid rate up to 350% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the OAL

Overall Annual Limit (OAL) – R177 800 per insured per annum (2022 year)

Additional Information

Waiting Periods

Click the button to review the Waiting Periods and Exceptions.

Waiting Periods
Exceptions
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