International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request.

The cover ensures end-to-end emergency assistance by air, land or sea. Notification of travel must be given to Turnberry on 011 677 9891 at least 48 hours prior to departure, during the hours 08h00 to 16h00 Monday to Friday (excluding public holidays). You will then be issued with a travel certificate.

Download brochure 2024 | Comparison Table | Product Summary

Top up cover available to policy holders under the age of 69 years


  • 90 days cover per trip

  • No limit on the number of times a person travels per annum

  • R5 000 000 medical expenses cover

  • No excess for in-hospital cost

  • Evacuation and repatriation anywhere in the world

  • Compassionate emergency visit

  • Medical expenses cover for specified sporting activities

  • Medical assistance and advice 24 hours a day, 7 days a week

  • Dental: R10 000, excess of R350

  • Quarantine Expenses of R3 000 per day up to a maximum of R30 000, excess of R500

  • No pre-existing conditions covered

  • Excess of R350 per claim for persons 0 – 69 years of age and R1 000 excess for persons over the age of 70 years for all out-of-hospital treatment

Top up cover 2024

excl. USA

incl. USA

1-14 Days



15-30 Days

R1 100

R1 520

31-60 Days

R1 615

R2 240

61 – 90 Days

R2 140

R2 965

Additional top up


Additional cover for medical and related expenses

R15 000 000

Daily Hospital Cash Benefit

R7 000 (R 500 per day)

Medical expenses relating to pre-existing medical conditions (in-hospital only)

R750 000

Accidental death

R250 000

Accidental permanent and total disablement

R1 000 000

International journey postponement

R10 000 (R500 excess)

International journey cancellation

R20 000 (R500 excess)

International journey curtailment

R20 000 (R500 excess)

International journey extension

R20 000 (R500 excess)

Missed connection

R20 000 (R500 excess)

Replacement airfare

R20 000 (R500 excess)

Travel delay

R3 000 (minimum of 6hrs)

Personal liability

R2 000 000

Weather Conditions

R10 000 (R500 excess)

Denied Visa

R15 000 (R500 excess)

Hijack & Hostage

R37 500 (R750 per day)

Legal Expenses

R10 000


R20 000 (R350 excess)

Single item limit

R5 000

Cash and documents

R2 500

Luggage delay

R2 000 (minimum of 6hrs)

Car Rental Excess Waiver

R5 000 (R 500 Excess)

The above rates are per person travelling