Benefits
Medical Expense Shortfall Cover
Increases the Medical Aid rate up to 300%. Subject to the OAL
Defined Procedures Excluded By Your Medical Scheme
Med-Extend will assist in paying for Defined Procedures that have been excluded by your Medical Scheme up to a specified rand value as listed below. Subject to the OAL
Defined Procedures |
Benefit |
Arthroscopic surgery |
R65 000 |
Back or neck surgery |
R65 000 |
Bunion surgery |
R17 000 |
Cochlear implant, auditory brain implant and internal nerve stimulator surgery |
R85 000 |
Dental procedures for impacted teeth for children younger than 18 years |
R17 000 |
Dental procedures for reconstructive surgery required due to an accidental event |
R85 000 |
Functional nasal surgery |
R27 000 |
Joint replacement surgery |
R55 000 |
Knee or shoulder surgery (excl joint replacements and arthroscopic surgery) |
R30 000 |
Non-Cancerous breast conditions |
R23 000 |
Oesophageal reflux and hiatus hernia surgery |
R60 000 |
Removal of varicose veins |
R23 000 |
Skin disorders (including benign growths and lipomas) |
R23 000 |
MedBoost
MedBoost provides a lump sum benefit pay-out when you need to undergo a Defined Procedure and have been claim free for a number of years. The MedBoost pay-out would depend on the number of consecutive claim free years you have had as per the table provided
Number of claim free years MedBoost pay-out
3 years R3 000
4 years R4 000
5 years R5 000
5+ years R6 000
International Travel Cover
R5 million per insured (notification of travel required 48 hrs prior to departure)
Medical Expense Shortfall Cover
Increases the medical aid rate up to 300% for impacted wisdom teeth, reconstructive maxillofacial surgery due to an accident (which occurred while on the Policy) and oral cancer (which was diagnosed while on the Policy). Subject to the OAL
MedBoost
MedBoost provides a lump sum benefit pay-out when you need to undergo a Defined Procedure and have been claim free for a number of years. The MedBoost pay-out would depend on the number of consecutive claim free years you have had as per the table provided.
Number of claim free years |
MedBoost pay-out |
3 years |
R 3 000 |
4 years |
R4 000 |
5 years |
R5 000 |
5+ years |
R6 000 |
Additional Information
Waiting Periods
Click the button to review the Waiting Periods and Exceptions.
