Podcast – Brian Harris – IOL – 21st June 2023

Gap cover should be part of your financial planning no matter your age or life stage.   It is never too early to start thinking about your financial future, because the sooner you start the more time you have to plan, save and invest. Effective financial planning is essential whether you are in your 20s, your 80’s or any age in between, and this does not just mean having retirement annuities in place. With the rising cost of medical treatment and increasing shortfalls in medical aid cover, medical expenses can easily become a burden, and while you are typically young and healthy earlier in life, accidents happen and the older you get, the more likely you are to need costly medical treatment. Gap cover has become a vital part of a comprehensive financial planning toolset, no matter what your current age or life stage is.




What is Gap Cover?


Client Testimonials

I have been with Turnberry since 2010. When my wife and I joined, we were only 28 years old and healthy. Life happened and 3 years ago I was diagnosed with a muscle disease. It took numerous tests and biopsies to determine the extent of the disease, as well as hospitalizations and surgery, which costs more than I could ever afford. I got into contact with Turnberry and after explaining my condition to them, they placed themselves in my shoes and gave me sound advice as to what they can do for me. I changed to the Optimal Plan, as the plan I was on when I initially joined was for a healthy 28-year-old. In the last 2 years, I have been hospitalized 3 times and I have been seeing 2 Neurologists. We know these things cost money and most medical aid plans (the ones I can afford) do not cover all of the above or just a percentage. I have received doctor and hospital bills after the medical aid contributions that caused my heart to skip a few beats. Turnberry’s Gap Cover saved me every time. The process of getting these bills paid is quick and easy, it’s as easy as sending a mail or WhatsApp, literally, that’s all it takes. I am pleased to say that Turnberry has had my back and will continue to do so with whatever life throws at me. Thank you to the Turnberry team.      Dewald Human 


My interaction with the claim submission was great.   I have unfortunately not needed to deal with the Turnberry claim staff members.   But from my experience, I would recommend Turnberry Gap Cover.  What rating would I give Turnberry – ‘from the outcome, it would be 10’.      Len von Graevenitz